LIC Credit Cards

LIC Credit Cards

LIC credit cards is a partnership between LIC Cards Services and Axis Bank Ltd. The card company is a 100% subsidiary of LIC which was launched to start Credit Cards in India. LIC Credit cards offer different types of credit cards based on the need and eligibility of the customer. One can avail add-on the credit cards on the primary credit card without any extra fees or charges. There is no annual fee, add on card fee, or card replacement charges when the card is stolen or lost.

LIC Gold Credit Cards Individuals with income of Rs 1.8 Lakh p.a. and above are eligible to apply for this gold card. Get exciting PlusPoints Rewards program designed to reward spends as follows: 2 Reward Points for Rs 100 spent on LIC premium payments and international spends. 1 Reward Point for every Rs 100 spent on all other categories.

LIC Titanium Credit Card Individuals with income above Rs 3 lakh and above per annum can apply. The added advantage of this card there is a 2.5% fuel surcharge waiver at all fuel pumps across India (for transactions between Rs. 400 and Rs. 4000). Maximum benefits up to Rs. 400 per month. Get exciting PlusPoints Rewards program designed to reward spends as follows:   2 Reward Points for Rs. 100 spent on foreign currency and LIC premium payments 1 Reward Point for every Rs. 100 spent on all other categories Usage offers on Reliance Trend, Reliance Digital, Clipper Lounge, etc.  Double Reward Points on international spends and LIC premium payment   Show Thumbnail

LIC Platinum Credit Card Individuals whose net income is Rs. 5 Lakh p.a. and above can avail this card. There is also 2.5% fuel surcharge waiver at all fuel pumps across India. One should also submit salary Slip of Rs 42,000 gross salary.   2 Reward Points for Rs. 100 spent on international spends and LIC premium payments 1 Reward Point for every Rs. 100 spent on all other categories Offers on select exclusive brands such as Matrix Cellular, Hertz Car Rental, Kaya Skin Clinic, VLCC etc. and Visa offers on BookmyShow.com, PizzaHut, HotelClub.com, etc.   Show Thumbnail

LIC Signature Credit Card One can enjoy best-in-class privileges in travel and living, dining and lifestyle only on LIC Signature Credit Card. Individual whose net income is Rs 15 Lakh p.a. and above can apply for the Signature credit card. 1 PlusPoint for every Rs. 100 spent. Double Reward Points on international spends and LIC premium payment. Offers on premium brands such as Kimaya, Apple, Moschino, Edox, Tie Rack, Baume & Mercier, Air Charters and Yacht Services etc. and Visa offers on BookmyShow.com, Airport Lounge Access, Golf Offers, etc.

Conclusion If your credit card from LIC Cards ever gets lost or stolen, you are protected against fraudulent purchase transactions up to the Insured amount from the moment you report the loss to LIC Cards Customer Service. Late payment fee is linked to the total amount due on card account i.e. Rs. 300 if total payment due is up to Rs 2000 and Rs. 400 for the due is between Rs 2001 - Rs 5000 & Rs. 600 if total payment due is Rs 5001 or more.

Source:Good Returns,http://www.liccards.co.in/special_offer.aspx