Clarifications on Domicilary Cover by United India Insurance Company

Clarifications on Domicilary Cover by United India Insurance Company

The United India Insurance Company has clarified that "The Domiciliary Cover of Rs.40000 or Rs.30000 reimbursement is within overall sum insured. The retiree / claimant has to use the same within the overall sum insured he is entitled for. With Domiciliary Expenses and Hospitalisation claim the sum insured should not exceed Rs.40000 and Rs. 30000 respectively."

The insurance company has sent the list of 59 ailments covered under domiciliary treatment, which is given below. 

 Domiciliary Hospitalization / Domiciliary Treatment

Sr.

No.  Treatments

1  Cancer

2  Leukemia

3  Thalassemia

4  Tuberculosis

5  Paralysis

6  Cardiac Ailments

7  Pleurisy

8  Leprosy

9  Kidney Ailment

10 All Seizure disorders

11  Parkinson’s diseases

12  Psychiatric disorder including schizophrenia and psychotherapy

13  Diabetes and its complications

14  Hypertension

15  Hepatitis –B

16  Hepatitis - C

17  Hemophilia

18  Myasthenia gravis

19  Wilson’s disease

20  Ulcerative Colitis

21  Epidermolysis bullosa

22  Venous Thrombosis(not caused by smoking) Aplastic Anaemia

23  Psoriasis

24  Third Degree burns

25  Arthritis

26  Hypothyroidism

27  Hyperthyroidism expenses incurred on radiotherapy and chemotherapy in the treatment of cancer and leukemia

28  Glaucoma

29  Tumor

30  Diptheria

31  Malaria

32  Non-Alcoholic Cirrhosis of Liver

33  Purpura

34  Typhoid

35  Accidents of Serious Nature

36  Cerebral Palsy

37  Polio

38  All Strokes Leading to Paralysis

39  Haemorrhages caused by accidents

40  All animal/reptile/insect bite or sting

41  Chronic pancreatitis

42  Immuno suppressants

43  Multiple sclerosis / motorneuron disease

44  Status asthamaticus

45  Sequalea of meningitis

46  Osteoporosis

47  Muscular dystrophies

48  Sleep apnea syndrome(not related to obesity)

49  Any organ related (chronic) condition

50  Sickle cell disease

51  Systemic lupus erythematous (SLE)

52  Any connective tissue disorder

53  Varicose veins

54  Thrombo embolism venous thrombosis/venous thrombo embolism (VTE)]

55  Growth disorders

56  Graves’ disease

57  Chronic Pulmonary Disease

58  Chronic Bronchitis

59  Physiotherapy and swine flu shall be considered for reimbursement under domiciliary treatment.

Source:Bank Pensioners