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Friday, 21 September 2018

Revision of Interest Rates of Small Savings Scheme -Financial Year 2018-19 Quarterly

Revision of Interest Rates of Small Savings Scheme -Financial Year 2018-19 Quarterly
Government announces the Revision of interest rates for Small Savings Schemes for the Third Quarter of the current Financial Year 2018-19 On the basis of the decision of the Government of India, the interest rates for Small Savings Schemes are to be notified on Quarterly Basis with the approval of the Union Finance Minister. Accordingly, the Rates of Interest on various Small Savings Schemes for the Third Quarter of the Current Financial Year 2018-19 starting 1st October, 2018, and ending on 31st December, 2018 have been announced. The Rates of Interest on the basis of the interest compounding/payment built-in in the Schemes, shall be as under:
Instrument
Rate of interest w.r.t. 01.07.2018 to 30.09.2018
Rate of interest w.r.t. 01.10.2018 to 31.12.2018
Compounding frequency*
Savings Deposit
4.0
4.0
Annually
1 Year Time Deposit
6.6
6.9
Quarterly
2 Year Time Deposit
6.7
7.0
Quarterly
3 Year Time Deposit
6.9
7.2
Quarterly
5 Year Time Deposit
7.4
7.8
Quarterly
5 Year Recurring Deposit
6.9
7.3
Quarterly
5 Year Senior Citizen Savings Scheme
8.3
8.7
Quarterly and paid
5 Year Monthly Income Account
7.3
7.7
Monthly and paid
5 Year National Savings Certificate
7.6
8.0
Annually
Public Provident Fund Scheme
7.6
8.0
Annually
KisanVikasPatra
7.3 (will mature in 118 months)
7.7 (will mature in 112 months)
Annually
SukanyaSamriddhi Account Scheme
8.1
8.5
Annually
* No Change

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